Four to the Door

You will get a same-day loan decision, guaranteed. Our highly efficient application system enables our Mortgage Advisors and sales consultants to coach customers through the first steps of the mortgage process. Once you are pre-approved by phone, locally through a Mortgage Advisor, or online, your letter of pre-approval will arrive immediately via fax or e-mail, so you can begin house-hunting right away.

While you look for a home, you can enjoy the benefits of Pre-Purchase Rate Protection, a free service which protects your interest rate and allows you to lock in at a lower rate if rates drop.** When you have found a home, agreed on a price, and signed the contract, you simply need to call the Coldwell Banker Mortgage Center.

A dedicated loan processor is assigned to you once we review your loan application package. The loan processor gathers personal information such as credit reports, pay stubs, bank statements and appraisals, and is the primary point of contact with the closing agent. As your loan is being processed, you will be asked to verify information, as well as provide any required documentation for closing. You simply sign and return the documents in the overnight envelope provided. It's that easy.

At closing, you will receive a closing package containing all the documentation you need. For example, we include a first-payment coupon with a preaddressed envelope, as well as a complete copy of all documentation regarding your loan. What could be easier? Call the Coldwell Banker Mortgage Hotline today at 1-877-524-3812.